Sometimes to solve certain daily tasks there is no need for large amounts, but for small amounts. These small amounts can also be made available by banks or financial institutions, through the so-called mini loans. These are small amounts that can be returned in a variable number of months. Here we compare the mini loan offers with their characteristics.
The Across Lender Credit Express Mini: the solution for unexpected expenses
An unexpected expense, an important occasion that requires an equally important gift, a necessary purchase, can be financed by Across Lender’s Credit Express Mini, which makes available from 1,000 to 3,000 USD to be returned in a span of time ranging from 18 to 36 months. The installment amount can also be chosen by the customer by rounding the amount.
For a delayed return over time
If, on the other hand, you need a slightly more important figure and want to delay payment over time, an excellent choice can be the Infrabank Small Loan, which remains one of Spin Lender’ major competitors, another top financial. Amounts from 1,500 to 3,100 USD are made available to the customer, who can return the amount in the number of installments of his choice, for a really small and light amount.
The peculiarity of this loan is that the sum is made available in 48 hours from the request. Interest rates are also somewhat advantageous. For example: a loan of 1,500 USD, repayable in 12 monthly installments, provides for a Tan of 9.00% and a Taeg of 13.76%.
Small Loans Litebank: ideal for those looking for competitive rates
Finally, those who prefer online or telephone channels over traditional ones will find the Small Loans Litebank interesting. With competitive rates (Tan from 9.98%, Taeg from 10.57%), they consist of figures from 1,000 to 5,000 USD which can also be requested via the web through a digital signature, or on the phone, by contacting an operator through the dedicated toll-free number.
Here is a summary table
|Credit Express Across Lender||Small Loan Infrabank||Small Loans Litebank|
|How much can you request:||From 1,000 to 3,000 USD||From 1,500 to 5,000 USD||From 1,000 to 5,000 USD|
|Number of installments (monthly):||From 18 to 36 months||12 to 120 months||12 to 72 months|
|Interest rates:||Fixed rate for the entire duration (available in the branch)||5.95% Tan, 10.75% Taeg||Tan from 9.98%, Taeg from 10.57%|